Unbankable
Unbankable: Your Path to Homeownership
Have you been told "no" by the big banks? At Helpful Home Solutions, we believe that a credit score or a non-traditional paycheck shouldn’t keep you from the American Dream. Our Unbankable program is a specialized path-to-homeownership program designed for hardworking individuals who are ready for a home but aren't yet "bank-ready."
We bridge the gap between where you are today and where you want to be: sitting on your own front porch.
Is This Program for You?
The Unbankable program is specifically designed for those who have the income and a down payment but face hurdles with traditional lenders, such as:
Self-Employed Individuals: If your tax returns don’t show your true earning power.
Credit Challenges: If you are currently rebuilding your credit score.
Recent Denials: If a bank recently turned you down for a mortgage.
First-Time Buyers: If you need more time to establish a qualifying history.
How It Works
Our process is a "Hybrid Investor" model that puts you in control. Here is the roadmap:
The Match: We match you with a hybrid investor who understands your situation.
The Purchase: The investor buys the home you want today, at today’s prices.
The Move-In: You move into the home immediately as a resident.
The Path: While you live in the home, you work on your "bankability" (credit repair or seasoning your income).
The Ownership: Typically within 2–3 years, once you qualify for a traditional loan, you purchase the home from the investor.
- Don’t wait for the "perfect" credit score while home prices continue to rise. Start your path-to-homeownership program today and move into your future home now. Your journey home starts here.
Ready to Get Started?
Learn more about our real estate solutions!